Austria's health system is generous but unfamiliar if you did not grow up in it. This page explains what you pay, what your insurance is likely to cover, and what changes if you are an EU citizen, an expat on private cover, or a visitor.
Three things determine what you pay in Austria, and they are easier to keep apart than the paperwork suggests.
Public insurance (ÖGK, SVS, BVAEB). If you work in Austria, you have it, and it is represented by your e-card. It pays for treatment with contracted doctors and in public hospitals.
Wahlarzt – the private-billing doctor. Dr. Bézard is a Wahlarzt. That means you pay the practice directly and then submit the invoice to your public insurer, which reimburses a part of it. In return you get appointments within days instead of months, and the same doctor from the first consultation to suture removal.
Private supplementary insurance. Many people in Austria hold an additional private policy. Where one exists, the surgical costs are normally settled directly with the clinic and you pay nothing.
| Step | Cost | Notes |
|---|---|---|
| First conversation, 15 minutes | Free | Phone or video, in English, no referral, no obligation |
| Examination in the practice | €190 | Vienna (Döbling) or Tulln, includes ultrasound of the nerve |
| Nerve conduction study | Usually covered | Performed at an independent institute, generally on public insurance |
| Surgery | Written estimate | Depends on your cover and the technique chosen |
| Follow-up and suture removal | Part of the estimate | With Dr. Bézard personally |
The rule we work by: you get every figure in writing before you decide anything. No treatment is scheduled on a verbal estimate.
This is where most misunderstandings happen, so it is worth being precise.
Your EHIC covers unplanned, medically necessary care while you are temporarily in Austria. It does not cover treatment you travelled here to receive. Carpal tunnel surgery is planned surgery, so an EHIC alone will not pay for it.
For planned treatment there is form S2. If you are insured in another EU or EEA country and want the surgery here, you can apply to your home insurer for prior authorisation. If it is granted, the treatment is covered as if you were treated at home. Applications need lead time, and approval is at your insurer's discretion – ask them before you plan a date.
If you live and work in Austria, none of this applies to you: you are in the Austrian system like everyone else, with an e-card and, if you have one, a supplementary policy.
Employees of international organisations in Vienna – the UN offices, embassies, international companies – are usually on private or employer-provided plans. Most of these reimburse outpatient surgery by a specialist against an itemised invoice.
What insurers typically want to see: a diagnosis, the medical justification for surgery, the planned procedure, and an itemised cost breakdown. We prepare all of that in English before the appointment, so you can obtain pre-approval rather than hope for reimbursement afterwards.
Surgery on a short visit is possible but needs thought. The procedure itself is outpatient and takes minutes; what needs planning is the follow-up. After an endoscopic release the sutures come out after about two weeks, so either you are still in Austria, or we arrange for it to be done where you are going.
With the ultrasound-guided technique there are no sutures at all, which makes it the more practical option for anyone who has to travel soon afterwards.
Because it would be a fiction. What the surgery costs you depends on your insurance status, on whether one or both hands are treated, on the technique, and on the clinic. Any practice that quotes you a single number without knowing those things is either guessing or leaving something out.
What we can promise instead is the sequence: free conversation first, examination second, written estimate third, decision fourth. In that order, and never the other way round.
The estimate covers the surgeon's fee, the clinic or day-surgery fee, anaesthesia, the implants and materials used, and the follow-up appointments including suture removal. If a nerve conduction study is still needed, we say so separately, because that is usually billed through public insurance and not by us.
What is not in it: anything we cannot foresee, such as treatment of a second condition discovered during the examination. If that comes up, you get a revised estimate before, not after.
Not sure what your insurance covers?
15 minutes, free of charge and without obligation – by phone or video, in English. No referral needed.
Yes. The 15-minute conversation by phone or video costs nothing and commits you to nothing. It is held in English, and you do not need a referral.
No. The European Health Insurance Card covers unplanned, medically necessary care during a temporary stay. Planned surgery requires prior authorisation from your home insurer, normally via form S2.
A Wahlarzt is a doctor without a contract with the Austrian public insurers. You pay the practice directly and submit the invoice to your insurer, which reimburses part of the amount. In exchange you get short waiting times and continuity of care.
In most cases nothing for the surgery itself. The costs are usually settled directly with the clinic. The exact scope depends on your policy, which we check with you beforehand.
Yes. Diagnosis, medical justification, planned procedure and an itemised cost breakdown are prepared in English so you can apply for pre-approval.
No. You can book the free consultation directly.